Do Mobility Scooters Need Tax and Insurance and Other FAQs

If you are planning to invest in a mobility scooter, it is natural that you will have questions around its usage. Mobility scooters are expensive devices. A good mobility scooter costs between $1500 to $2500. so it is best to make sure all your questions around mobility scooters are answered before you go out and buy one.

What are mobility scooters used for?

Mobility scooters are intended for use by people who have an ambulatory disability and find it difficult to move longer distances due to old age, injury or disease.

They can be used for many purposes, such as shopping, moving around airports, vacationing in places which require a lot of traveling on foot (for example Disney world), and sometimes even for transportation when the distance is not very large.

Woman Out on a Mobility Scooter

How do mobility scooters work?

A mobility scooter is a bit like a wheelchair with a motor attached to it. Of course, most modern mobility scooters have several features added to them and are definitely much more than this basic definition.

Mobility scooters have a battery-powered motor attached to them which moves the wheels as and when the forward or reverse lever is pushed. There is a tiller steering mechanism with handlebars, which allows the user to steer the wheels in the direction in which the scooter needs to be moved.

How far do mobility scooters go?

While smaller mobility scooters may have a maximum range of anywhere between 15-20 miles, larger and more powerful scooters can even travel up to 30 miles on a single battery charge. Make sure to check the specifications from your user manual before buying a mobility scooter.

Best mobility scooters for outdoors offer a long range along with the ability to handle uneven terrain
Best mobility scooters for outdoors offer a long range along with the ability to handle uneven terrain

Do mobility scooters need tax and insurance?

As long as your mobility scooter is classified as a ‘‘class 3 invalid carriage’, you neither need to register it nor pay any road tax on it. You can check with your supplier whether your scooter meets these criteria.

You do not need insurance for a mobility scooter, although it might be prudent to get one.

Do mobility scooters need number plates?

As explained earlier, mobility scooters are not considered as motor vehicles, and therefore do not require number plate, registration or even a driving license on the part of the user.

Will medicare cover mobility scooters?

The short answer is yes. Medicare Part B covers Durable Medical Equipment which includes wheelchairs as well as mobility scooters1.

The long answer is that there are conditions. Firstly, your doctor needs to write an order specifying that you have a need for a mobility device for your daily activity. Secondly, you must satisfy the following 5 conditions:

  1. a) You must have a condition that restricts your mobility
  2. b) You are unable to do daily activities such as bathing, dressing etc.
  3. c) You are capable to operate a DME
  4. d) Your doctor and supplier are both enrolled in medicare and lastly
  5. e) You can operate the DME within your home.
A mobility scooter can help you enjoy the outdoors
A mobility scooter can help you enjoy the outdoors

Does Disney World rent mobility scooters?

Yes, wheelchairs and mobility scooters are available for rent at most Disney World locations. However, they are typically in limited supply, and therefore it is best to reach early and reserve one.

You are also allowed to use your own wheelchair or mobility scooter at Disney World, so long as it meets the criteria as set out by the park’s authorities.

What are the best mobility scooters for Disney World?

When selecting a mobility scooter for exploring a large theme park such as Disney world, it is important to note a few characteristics. The mobility scooter should be able to run a long-distance range on a single battery charge. it should be lightweight and easy to carry. And lastly, it should be able to give a good top speed, so that you can avoid the park transportation services and move around freely on your own. The following mobility scooters are good for use in Disney World.

E-Wheels EW-36 3-Wheel...
29 Reviews
E-Wheels EW-36 3-Wheel...
  • The EW-36 mobility scooter is a 3 wheel high-power mobility scooter using a transaxle brushless electric motor. At full power the EW-36 can reach speed up to 18 mph which makes it easily the fastest mobility scooter on the market! Up to 45 mile range per single charge! Also included a reverse switch, armrest and large storage basket. The EW-36 comes equipped with a digital anti-theft alarm and two rear shock absorbers on the frame. The EW-36 is a great scooter for both fun and transportation.

Last update 2021-03-25 / Affiliate links / Images from Amazon Product Advertising API

BUZZAROUND EX Extreme 4-Wheel...
281 Reviews
BUZZAROUND EX Extreme 4-Wheel...
  • Extended, 18 mile drive range
  • Max speed of 5 mph
  • Front and rear suspension
  • Stadium-style height-adjustable seat

Last update 2021-04-16 / Affiliate links / Images from Amazon Product Advertising API

Pride Mobility S74 Go-Go Sport...
97 Reviews
Pride Mobility S74 Go-Go Sport...
  • LONG DRIVING RANGE: The Sport's long-lasting battery offers up to 14.5 miles per charge and an ample 4.7 mph top speed
  • EXCLUSIVE CHALLENGER MOBILITY ACCESSORIES: Includes the Challenger Large Rear Basket (J900) to carry all your personal items and shopping, a Deluxe Armrest Bag (J200) to keep your essential dry and close to you while riding your scooter or powerchair, and the Nonbreakable Universal Scooter Cup Holder (J3000) so you can enjoy your coffee on the go!
  • WARRANTY: 1-Year Hassle-Free In-Home Service Plan - Included. Lifetime limited warranty on frame 2-year limited warranty on electronics 2-year limited warranty on drivetrain 6-month limited warranty on batteries. Note: If you want to file a warranty claim on the batteries, you will need to have a valid load test reading showing that the batteries are faulty.

Last update 2021-04-16 / Affiliate links / Images from Amazon Product Advertising API

Do airlines charge for mobility scooters?

No. Airlines are required to check-in DME’s free of charge. However, it is important to inform them about your mobility issues at least 48 hours in advance, and also check-in early so that requisite time is available for both you and the airline authorities to assist you in reaching your plane. Also, make sure to remove all accessories and batteries so that the scooter can be safely stored.

Are mobility scooters allowed on trains?

Most railway stations around the world support mobility devices such as wheelchairs and mobility scooters, including VIA in Canada and Amtrak in the US. Due to the gap between the train and station platform, ramps are used in many stations for loading and unloading mobility scooters. There can however be restrictions on the number of mobility scooters allower per train – for example, All VIA trains allow for 2 mobility scooters on board.

Are mobility scooters allowed on main roads?

Technically, mobility scooters are not motor vehicles under the law. Hence, the rules applicable for pedestrians are equally applicable to mobility scooters as well. This means that they are not allowed on main roads.

Instead, medical scooters should be used on sidewalks, and if no sidewalk is available, then they should move along the left shoulder of the road.

Man riding on mobility scooter up a steep hill.

How heavy are mobility scooters?

A three-wheeled mobility scooter weighs anywhere between 200 to 250 pounds and a four-wheeled mobility scooter can weigh anywhere between 350 to 400 pounds. The weight of the scooter matters a lot since ideally you would prefer to have a scooter which can easily be folded up and put away in your car trunk for when you are vacationing or going to another place.

How wide are mobility scooters?

Most standard sized mobility scooters are 27 inches wide, though there are leaner as well as wider options as well. Most standard interior doors are 28 inches wide while exterior doors are 36 inches wide, therefore it is important to have a mobility scooter that is narrower than 28 inches so that it can fit through interior doors.

Are 3 wheel mobility scooters safe?

3-wheeled mobility scooters have several advantages – they are lightweight, more aerodynamic and therefore have higher top speeds. Most are narrower than 4-wheeled options and therefore can fit into thin pathways.

However, it is true that they are more likely to tip over or get unbalanced than their 4-wheeled counterparts, which means that they are better suited for indoor usage and if used outdoors, should preferably be kept only on smooth surfaces and pavements.

A 3-wheeled mobility scooter


Check Latest Price

Are mobility scooters allowed on pavements and sidewalks?

As explained earlier, mobility scooters are not considered as motor vehicles, therefore rules of pedestrian walking are applicable to them, which means that they can be used on pavement and sidewalks. 

Are mobility scooters tax-deductible?

Mobility scooters are considered as medical equipment, hence you do not have to pay tax when purchasing them AND you can claim them as deductions on your tax returns.

Do mobility scooters have reverse?

On most mobility scooters, the lever that works for forwarding motion also doubles up as a reverse lever. There is usually an additional button on the control panel which allows the user to switch the function of the lever between forward and reverse.

black mobility scooter

The video below shows a model of a mobility scooter including how to set up and drive it.

E Wheels EW 36 Scooter Review Video

Does ODSP (Ontario Disability Support Program) cover mobility scooters?

The Ontario disability support program also provides aid for assistive devices such as a mobility scooter. Under this program, you can receive up to 75% of the cost of the approved mobility scooter.

How fast do mobility scooters go?

Most mobility scooters have a top speed anywhere between 4mph to 9mph. However, they are legally restricted to a speed of 4 mph (6.4 kmph) on the pavement. Most scooters, therefore, have a speed limiting switch which ensures that they do not go any faster than the legally allowed limit on the sidewalks.

Do mobility scooters have brakes?

Yes. In fact, disability scooters have regenerative brakes on them so that they can be left anywhere, even on an incline without fear of them slipping away. In order to move a mobility scooter, the forward/reverse lever needs to be pushed, until then they will not move. This is to ensure that persons with disabilities are not forced to hold on to the brakes when moving up an incline and from a safety perspective.

What type of batteries do mobility scooters use?

Mobility scooters usually require two 12v rechargeable batteries connected in tandem. The power output (which is usually measured in Amp/hour) is written on the side of the batteries. The batteries might be either GEL or AGM type. 

Best cars for mobility scooters 

There are several Wheelchair accessible vans (WAN) available in the market, which can be modified to accommodate mobility scooters. Some of the more popular models that can support mobility scooters are mentioned below: 

  1. Sedans: Toyota Avalon, Prius
  2. SUV’s: Toyota Prius-V, Scion xB
  3. Minivans: Toyota Sienna, Mercedes Benz Sprinter, Ford Transit Connect
  4. Others: Kangoo from Renault, Chrysler Voyager, Citroen Berlingo, Kia Sedona and Doblo from Fiat



About Estephanie Jill

Estephanie Jill (EJBP, BSPT, PTRP) is a licensed physiotherapist. She is a home health care provider, laboratory technician for physical therapy students, medical transcriptionist, and an advocate of the physiotherapy profession. Apart from that, she loves writing. Playing to her strengths, she mainly writes around health and fitness, She has been commended for her writing in the past. Her other passions include commenting on societal changes and writing life reflective pieces. She enjoys meaningful conversations, and detaching from the digital world to do yoga and meditation. She is a self-confessed foodie who enjoys eating for the experience and then burning it all off through exercise.